Smart Financial Planning for Every Indian Household

Your 20s are a time of exploration — new careers, relationships, cities, and dreams. But amidst the freedom and fun, one crucial habit often gets overlooked: financial planning. This decade lays the foundation for your future, and the money moves you make now can either set you up for long-term success or years of catch-up later. Being financially smart in your 20s doesn't mean sacrificing everything; it means making informed choices, building habits, and setting clear goals. From budgeting basics to smart investing, understanding credit, and avoiding lifestyle inflation, it’s all about taking control of your financial story early. In this guide, we’ll share practical, beginner-friendly tips tailored for young adults who want to build wealth, not just spend it. Because being young and smart isn’t about how much you earn — it’s about how well you manage what you have.