Author: tca

REITs allow people to invest in real estate without buying property. A REIT is a company that owns income-generating real estate like malls, offices, or apartments. It collects rent and... Read More

NPAs are loans or advances where the borrower has stopped paying interest or principal for 90 days or more. In simple terms, it means the bank is not getting its... Read More

Mutual funds are investment vehicles that pool money from many investors to buy a diversified portfolio of stocks, bonds, or other assets. These funds are managed by professional fund managers. The... Read More

The stock market is where investors buy and sell ownership in companies, called shares or stocks. When a company wants to raise capital, it offers its shares to the public... Read More

Types of Capital Market Instruments: • Equities: Represent ownership in a company. Examples include common stock and preferred stock. • Debt Instruments: Represent borrowing and include bonds and debentures. Bonds can be issued by governments... Read More

• ADR (American Depositary Receipt): An ADR is a certificate issued by a US bank representing shares of a foreign company. These certificates are traded on US exchanges like the NYSE or... Read More

capital market is a financial market where long-term debt (maturing in over a year) and equity-backed securities are traded, facilitating the flow of capital between savers and those who need... Read More